Every policy your business needs, one broker
From professional indemnity to commercial cover, backed by the same senior team throughout.
How we work, on every policy.
Whatever cover you need, from professional indemnity through to commercial and contractors, it runs through the same four pillars.
Specialist placement.
Direct access to the right underwriters, terms, and markets.
Risk advisory & strategy.
Helping you identify and mitigate threats before they become problems.
Insurance solutions.
Tailored cover for professional indemnity, D&O, and cyber risks.
Claims handling.
Clear guidance to resolve claims quickly and confidently.
indemnity.
Forte’s professional indemnity expertise runs deep, covering tailored placement, proactive risk advisory and claims handling that doesn’t disappear once cover’s in place.
Brian Graham
Commercial.
Forte is a specialist commercial broker, placing the full range of cover growing businesses need with the same senior team across every policy. See how we work on our Approach page.
Commercial combined.
One policy covering the core risks most businesses carry day to day. Covers property damage, liabilities and business interruption. We build it around what your business actually does.
Contractors’ combined.
Cover for construction and contracting businesses. Combined liability, contract works, plant, tools, property and business interruption in one policy.
Property owners.
Cover for single properties through to large portfolios. Includes buildings, rental income and liability cover associated with owning and letting property.
Motor fleet.
Motor fleet insurance provides a flexible way for businesses to insure multiple vehicles under a single policy. Whether your fleet runs cars, vans, HGVs or specialist vehicles, one policy simplifies administration, improves control over claims management and often provides broader cover than insuring vehicles individually.
Scott McKee
Your contact for
all commercial lines.
Claims, cover and risk management
Forte is a specialist commercial broker, with a role that goes beyond placing cover. We work alongside you as part of your risk management team, drawing on deep sector knowledge to protect and support your business.
"The client contract and the policy wording are battlefields on which a claim will be fought"
James Burgoyne, Forte
Contract reviews
Contracts are not always drafted with professional indemnity coverage in mind, and terms that aren’t backed by PI can expose your firm to liabilities your policy won’t cover. We review your contracts and health-check your firm’s own terms of engagement. It’s included in our fee.
Claims handling
We provide hands-on guidance when a claim or circumstance arises, making sure it’s properly notified and handled clearly with insurers. As a truly independent broker, our focus is on fighting your corner and getting the most from your insurance at every stage.
Insurance guidance
We can help you navigate the range of cover different insurers offer and make sense of how it applies to your situation. If you have questions about policy coverage or your clients’ requirements, we’ll work through them with you.
Bespoke policy coverage
Forte can draft bespoke endorsements and policy wordings where standard cover needs adapting to your sector or situation. Prepared by experienced insurance professionals, they’re built around how your business works, with cover that fits you rather than an off-the-shelf template.
Risk management
We can help identify and address key exposures through publications, CPD training and discussions on coverage and risk.
Wholesale.
Forte provides a specialist wholesale placement service for brokers who need access to PI expertise, niche insurer relationships and technical support on complex risks.
We work alongside brokers as a trusted placement partner across the full process, from risk presentation and market strategy through to quotation analysis, policy wording review and claims advocacy. Our sectors include architects, engineers, surveyors, solicitors, financial services firms, consultants and technology businesses.
Whether the risk is difficult to place, excess layer or high-limit, we focus on presenting it effectively, securing competitive terms and retaining the client relationship for the introducing broker.
Ongoing support.
Once cover is in place, your dedicated senior team stays close, available for bespoke mid-term adjustments and anything that comes up.